
Free Guide:
Sole Trader Tax Calculator (UK 2025/26)
Income Tax, Class 2 & 4 NIC, and Student Loan (Plan 1/2/4 + PG) — in minutes.
What it does
Enter turnover, expenses (and optional other income)
Toggle Class 2, pick your Student Loan plan (+ PG if relevant)
See Income Tax, NIC, Student Loan, total tax and net take-home
What you get
Excel (.xlsx) — Simply input your turnover, minus business expenses, and which student loan plan you are on.
Within seconds you know your tax liability and take home pay.
Who it’s for
Sole traders/freelancers planning set-asides
Anyone repaying Plan 1/2/4 and/or Postgrad loans
Why it helps
Quick annual view, clear set-aside target
Easy to share with your bookkeeper
Note: Planning tool, not personal tax advice.
Book a 20-minute planning call
Small print: We’ll email the calculator and 2–3 helpful follow-ups. Unsubscribe anytime.