Free Guide:

Sole Trader Tax Calculator (UK 2025/26)

Income Tax, Class 2 & 4 NIC, and Student Loan (Plan 1/2/4 + PG) — in minutes.

What it does

  • Enter turnover, expenses (and optional other income)

  • Toggle Class 2, pick your Student Loan plan (+ PG if relevant)

  • See Income Tax, NIC, Student Loan, total tax and net take-home

What you get

  • Excel (.xlsx) — Simply input your turnover, minus business expenses, and which student loan plan you are on.

  • Within seconds you know your tax liability and take home pay.

Who it’s for

  • Sole traders/freelancers planning set-asides

  • Anyone repaying Plan 1/2/4 and/or Postgrad loans

Why it helps

  • Quick annual view, clear set-aside target

  • Easy to share with your bookkeeper

Note: Planning tool, not personal tax advice.

Book a 20-minute planning call

Small print: We’ll email the calculator and 2–3 helpful follow-ups. Unsubscribe anytime.