What it does (in plain English):

• Uses 2025/26 rates: PA taper, dividend bands (£500 allowance), NI (Employee 8%/2%, Employer 15%).

• Shows salary vs dividends side-by-side (take-home + employer cost).

• Includes a simple Payments on Account demo (31 Jan / 31 Jul) so cashflow isn’t a surprise.

Who it’s for (and not for):

• For: UK limited-company directors (service SMEs, property SPVs) who want a defendable plan.

• Not for: complex groups/benefits modelling, book a call if that’s you.

What’s inside:

• Summary (green inputs only)

How it works (3 steps):

• Enter your salary, dividends and profit.

• See tax/NI update instantly (plus POA demo if it applies).

• Decide your mix and lock the plan.

FAQ (short):

• Does it include NI? Yes, Employee 8%/2% and Employer 15% (2025/26).

• Dividend tax included? Yes, bands + £500 allowance.

• POA covered? Yes, Jan/Jul instalments + next January balancing.

• Scotland? Defaults to E&W bands for non-savings income; dividends are UK-wide. Ask for a Scotland variant if needed.

• Why free? We share tools first (TAYA). If you want help applying it, book a call.

• Privacy? We email the file + occasional rate updates. Unsubscribe anytime.
  
  

Ask your top 3 director-pay questions
20-minute screen-share. We’ll sanity-check your salary/dividend mix, NI and POA timing—no hard sell, just clear next steps.

Book a 20-minute discovery call